New ways and solutions to exchange money among people without using cash are recently booming. Yet, usage of digital methods for P2P payments is still very limited (less than 1%) and spread in a big variety of different apps and online solutions. The future seems brighter for PayPal and new mobile solutions than for Banks. When looking at ways of settling a P2P debt in a cashless way in the future, people largely rely on PayPal and tend to leave the existing online banking services.